Whether you are buying your first home, your dream home, or downsizing, it can be a very exciting but confusing time. A few of the questions that arise include:

• Are you financially ready for a new home?
  
• How much can you afford?
  
• That type of home do you need? One or two story? How many bedrooms? How many bathrooms?
  
• What location should you choose for your new home? What city or neighborhood?
  
  

New home buyers also face a barrage of new terminology. Escrow, loan to value ratio, mortgage types, and points are just a few. But what do they all mean to you?

Click on any link below for more information on buying your first home.